The consequence of being in debt is losing a lot of your money. In my nation the United States it feels like most consumers are going through financial woes. You might fall into the category of losing your income, or losing your house, or even more excrutiating both, most consumers have been affected in a bad way. One more financially devastating problem that many consumers are staring in the face is being wedged in unsecured credit card debt. This horrible economic situation is forcing a lot of consumers to search for a method of consumer debt relief.